Updated October 2026 · 9 compared
9 auto insurers compared across 25 evidence-checked head-to-heads.
Every matchup is scored round by round on what matters most: size, reach and who you deal with, being tracked for a discount, what happens when you claim, what you actually pay.
Ranked by overall score
Pick Nationwide if you want Nationwide's particular strengths.
Pick State Farm if you want State Farm's particular strengths.
Pick Liberty Mutual if you want Liberty Mutual's particular strengths.
Pick Travelers if you want Travelers's lower average rate.
Pick USAA if you want USAA's lower average rate.
Pick Progressive if you want Progressive's particular strengths.
Pick Farmers if you want Farmers's particular strengths.
Pick GEICO if you want GEICO's particular strengths.
Pick Allstate if you want Allstate's particular strengths.
Sort any column, tick products to go head-to-head · hover the edges or drag to see more
| 1NationwideScore 7.4 | major national insurer | 40% max | clean complaint record | $2,524 | 4–1 | 80 % | 50 % | |
| 2State FarmScore 7.4 | largest auto insurer in the US, agent-based | 30% max | no standout record | $2,030 | 8–0 | 100 % | 44 % | |
| 3Liberty MutualScore 7.1 | top-five auto insurer | 30% max | see note | $2,861 | 3–1 | 75 % | 50 % | |
| 4TravelersScore 6.7 | large national insurer | 20% max | clean complaint record | — | 2–1 | 67 % | 44 % | |
| 5USAAScore 6.5 | consistently the cheapest major insurer | 30% max | no standout record | $1,533 | 2–1 | 67 % | 38 % | |
| 6ProgressiveScore 6.5 | top-three auto insurer by market share | 30% max | see note | $2,060 | 3–5 | 38 % | 23 % | |
| 7 | major national insurer, agent-based | 15% max | no standout record | $3,207 | 1–3–1 | 25 % | 16 % | |
| 8GEICOScore 6.2 | second-largest auto insurer by market share | 10% max | see note | $1,867 | 1–6–1 | 14 % | 13 % | |
| 9AllstateScore 5.8 | major national insurer, agent-based | 40% max | no standout record | $2,915 | 0–6 | 0 % | 10 % |
25 round-by-round comparisons — here are the top-ranked match-ups
vsState Farm vs Nationwide→vsState Farm vs Liberty Mutual→vsTravelers vs State Farm→vsUSAA vs State Farm→vsProgressive vs Nationwide→vsProgressive vs State Farm→Farmers vs Nationwide→vsvsProgressive vs Liberty Mutual→How these are scored: our ranking method. We may earn a commission from links on this page — disclosure.