VerdictLab

Justworks vs Paylocity: Which Is Better?

A PEO that becomes your legal co-employer to shift liability and unlock big-company benefits โ€” versus a mid-market HCM suite that keeps you as the employer of record. Six rounds. Real numbers. One honest scorecard.

JustworksWinner
Justworks
6.7
Fair
4 of 6 rounds
vs
Paylocity
Paylocity
6.2
Fair
2 of 6 rounds

The verdict

Justworks takes it, 4โ€“2 on rounds.

Justworks wins more rounds here, but the honest answer still depends on whether you want a co-employer handling liability or a software platform that leaves you fully in control.

Choose Justworks ifโ€ฆ

  • โ€ข You want published, predictable per-employee pricing and 24/7 support
  • โ€ข You want co-employment to shift compliance and workers' comp liability off your business

Choose Paylocity ifโ€ฆ

  • โ€ข You want a deeper HR suite (recruiting, learning, performance) beyond just benefits
  • โ€ข You want ERP-level integrations (NetSuite, Sage Intacct) as you scale finance ops

Round by round

  1. Round 1Pricing & TransparencyJustworks wins
    Justworks8/10

    $59-99/employee/mo

    PEO Basic to PEO Plus, first 49 employees

    • Real per-employee pricing published online
    • Predictable cost before any sales call
    • $59-99/employee/month is a real commitment as headcount grows

    Source: Justworks pricing

    Paylocity4/10

    ~$22-33/employee/mo

    Estimated full HCM suite range, no public rate card

    • Estimated $22-33/employee/month may undercut Justworks per head
    • No public rate card, custom quote required
    • Implementation fee adds 10-20% of year-one cost

    Source: Paylocity dossier (analyst estimates)

    Justworks shows you the number; Paylocity makes you call to find out.

  2. Round 2Core Payroll & Tax FilingJustworks wins
    Justworks7/10

    50 states, all plans

    Automatic filing plus co-employment liability shift and bundled workers' comp

    • Co-employment shifts real compliance liability to Justworks
    • Workers' comp insurance bundled into every plan
    • You give up sole employer-of-record status

    Source: Justworks dossier

    Paylocity5/10

    9.4/10, 9.1/10

    Direct Deposit and Payroll Entry scores, G2 (5,172+ reviews)

    • Automatic filing with strong G2 accuracy scores (9.4, 9.1)
    • Business remains sole employer of record โ€” liability stays with you

    Source: G2 reviews

    Justworks absorbs the liability; Paylocity just automates the paperwork.

  3. Round 3HR Features & BenefitsPaylocity wins
    Justworks6/10

    Aetna, UHC, Kaiser

    Large-group health rates plus Talkspace and Kindbody on PEO Plus

    • Large-group health rates via co-employment pooling
    • Mental health (Talkspace) and fertility (Kindbody) benefits
    • Thin on talent management, learning, performance tools

    Source: Justworks dossier

    Paylocity8/10

    Grayscale acquisition, 2026

    Recruiting, learning, performance, and engagement in one platform

    • Full suite: recruiting, learning, performance, engagement
    • AI-assisted recruiting added via 2026 Grayscale acquisition
    • Benefits are broker-supported, not negotiated group rates like a PEO

    Source: Paylocity dossier

    Justworks wins on negotiated benefits; Paylocity wins on HR breadth.

  4. Round 4Ease of Use & SetupJustworks wins
    Justworks7/10

    2-3 weeks

    Dedicated onboarding manager, published pricing, no negotiation

    • Predictable 2-3 week onboarding
    • No pricing negotiation โ€” published rates
    • Requires underwriting/eligibility review first
    • Some high-risk industries excluded entirely

    Source: Justworks dossier

    Paylocity5/10

    10-20% implementation fee

    Of first-year software cost, plus a sales-led contract process

    • Implementation fee often negotiable for longer contracts
    • Sales quote + contract negotiation before setup starts
    • Annual or multi-year commitment typical

    Source: Paylocity dossier

    Justworks has a known 2-3 week runway; Paylocity starts with a negotiation.

  5. Round 5IntegrationsPaylocity wins
    Justworks6/10

    QuickBooks, Xero, Slack +

    Google Workspace, Microsoft 365, and an integrations marketplace

    • Connects to Slack, Google Workspace, Microsoft 365
    • Marketplace for ATS and time-clock tools
    • No native ERP integrations for finance teams

    Source: Justworks dossier

    Paylocity8/10

    REST API, EDI, SFTP

    Plus native NetSuite and Sage Intacct ERP connections

    • Native NetSuite and Sage Intacct ERP integrations
    • Full API/webhooks/EDI/SFTP for custom builds
    • More integration depth than a small team typically needs

    Source: Paylocity dossier

    Justworks fits the tools your team uses; Paylocity fits the tools finance runs on.

  6. Round 6Customer Support & TrustJustworks wins
    Justworks7/10

    Fast, friendly account manager

    • 24/7 support on every PEO tier
    • Reviewers praise quick account manager access
    • Compliance document delays reported at 7-10 weeks
    • 'Poor' 1.7-1.9/5 on Trustpilot
    Paylocity5/10

    Inconsistent guidance reported

    • A+ BBB accreditation since 2013
    • Support quality inconsistent, hinges on assigned rep
    • Just 1.3/5 ('Bad') on Trustpilot โ€” the wider gap of the two

    Justworks guarantees 24/7 coverage; Paylocity's support depends on who you get.

Which one is for you?

Small team wanting predictable, published per-employee pricing

โ†’ Justworks ยท PEO Basic $59/employee/month, no sales call needed

Business wanting compliance/workers' comp liability shifted off them

โ†’ Justworks ยท Co-employment bundles workers' comp into every plan

Company wanting recruiting, learning, and performance tools built in

โ†’ Paylocity ยท Full HCM suite plus AI-recruiting via 2026 Grayscale deal

Finance team needing NetSuite/Sage Intacct integration

โ†’ Paylocity ยท Native ERP integrations Justworks doesn't offer

JustworksJustworks
PaylocityPaylocity

Side by side

Overall score
6.7
Best
6.2
Price
See price
See price
Pricing & Transparency
6.3
3.2
Customer Support & Trust
5.7
4.6
Core Payroll & Tax Filing
7.1
7.5
Ease of Use & Setup
7.1
5.5
Integrations
6.1
7.7
Head-to-head findings
Pricing & Transparency
$59/employee/mo (Basic)
$22-33/employee/mo (est.)
Customer Support & Trust
4.6 G2/Capterra vs 1.7-1.9 'Poor' Trustpilot
4.5 G2 vs 1.3 "Bad" on Trustpilot
Core Payroll & Tax Filing
50 states, included
9.4/10 & 9.1/10 (G2)
Ease of Use & Setup
2-3 weeks
8.7/10 (G2)
Integrations
QuickBooks, Xero, Slack, M365
ERP + custom API/EDI/SFTP
HR Features & Benefits
Aetna, UHC, Kaiser access
Full HCM suite
Record
Head-to-head record
2โ€“7
2โ€“6โ€“1
Head-to-heads won
22 %
25 %
Rounds won
37 %
44 %
Pros
  • Every tier's price is published, no sales call
  • Per-employee price drops at 50+ headcount
  • Filing included on every plan across all 50 states
  • Covers the core business apps most teams already use
  • Pricing scales with negotiated contract length
  • High G2 scores for payroll accuracy at scale
  • Automatic filing across all 50 states
  • Full HCM suite: recruiting, learning, engagement, analytics
Cons
  • PEO pricing runs well above QuickBooks for small teams
  • No dollar-figure penalty-protection guarantee
  • Not a native, same-vendor connection like QuickBooks Payroll
  • Plus tier gets expensive once benefits premiums layer on top
  • No public rate card, hard to comparison-shop
  • Implementation fee and multi-year contract pressure add real cost
  • Overkill depth for a small business
  • Requires a sales quote to get started
Add a third option to this comparison โ†’

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