VerdictLab
OnDeck
Best for funding speed#7 of 11 business lenders

OnDeck

OnDeck

Pick OnDeck if you're under 3 years in business or want a fast, fully online process.

6.4
Fair
Approval Requirements
6.5
Funding Speed
8.4
Application Experience
7.9
Transparency & Trust
6.7
Rate & Cost of Capital
3.8

Full specifications

Head-to-head findings
Approval Requirements
625 FICO, 1yr, $100K
Funding Speed
Funds the same day
Application Experience
Same-day decisions
Transparency & Trust
4.6-4.7 Trustpilot, A+ BBB
Rate & Cost of Capital
~56-58% APR-equiv
Loan Amount Range & Product Fit
$5K-$250K
Record
Head-to-head record
4–5–1
Head-to-heads won
44 %
Rounds won
48 %